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Business Type

Traditional Business

  • Fincare Small Finance Bank Growth

Fincare Small Finance Bank Revenue Growth

Growth in %

  • 80.14%

    1 Year

  • 86.21%

    2 Year

  • 87.13%

    3 Year

Fincare Small Finance Bank Net Profit Growth(PAT)

Growth in %

  • -17.57%

    1 Year

  • NA

    2 Year

  • NA

    3 Year

Fincare Small Finance Bank EPS Growth

Growth in %

  • 9.01%

    1 Year

  • NA

    2 Year

  • 84.18%

    3 Year

  • Fincare Small Finance Bank Book Value Growth

Growth in %

  • 20.34%

    1 Year

  • 25.61%

    2 Year

Fincare Small Finance Bank EBITDA Growth

Growth in %

  • 79.72%

    1 Year

  • 427.76%

    2 Year

  • 100.09%

    3 Year

Fincare Small Finance Bank Operating Profit Growth

Growth in %

  • 79.72%

    1 Year

  • 427.76%

    2 Year

  • 100.09%

    3 Year

Fincare Small Finance Bank Asset Growth

Growth in %

  • 70.58%

    1 Year

  • 76.90%

    2 Year

  • 81.12%

    3 Year

Fincare Small Finance Bank Cash Flow from Financing

Growth in %

  • -59.24%

    1 Year

  • -35.99%

    2 Year

  • -31.00%

    3 Year

Fincare Small Finance Bank D/E Ratio

Fincare Small Finance Bank Current Ratio

Fincare Small Finance Bank Quick Ratio

Fincare Small Finance Bank Interest Coverage Ratio

  • Fincare Small Finance Bank Operating Efficiency

Increase in operating margins is because there is significant increase in interest earned by bank from INR 605 Cr. FY19 to INR 1,070 Cr. in FY20.

Increase in bank interest income is because bank in efficiently working in expanding its network and its total loan assets under management is increased from INR 1,815 Cr. in FY20 from FY19.

Fincare Small Finance Bank Operating Profit EBIT Margin(OPM)

Fincare Small Finance Bank Profit Before Tax Margin (PBT Margin)

Fincare Small Finance Bank Profit After Tax Margin (PAT Margin)


  • Fincare Small Finance Bank Profitablity Ratio

Fincare Small Finance Bank Return on Equity(RoE)

The gradual decline in Return on equity in FY20 is because company has increased its equity by issuing fresh shares and by increasing reserve and surplus from profit of last year.

Fincare Small Finance Bank Return on Capital Employed(RoCE)

Fincare Small Finance Bank Return to Assets (RoA)

The gradual decline in Return on Assets in FY20 is because company has increased its assets from INR 4,172 Cr. in FY19 to INR 7,116 Cr in FY20 by increasing its reserves in RBI and by investing in Government securities.

Fincare Small Finance Bank Capital Adequacy ratio

Bank have a healthy capital adequacy ratio of 29.3% which is well above the minimum regulatory norms for commercial banks.

Fincare Small Finance Bank Debt to Equity ratio

Growth in %

  • -26.09 %

    1 Year

  • -12.1 %

    2 Year

Fincare Small Finance Bank Gross NPA

The decrease in GNPA is due to the strict framework introduced by RBI with ring-fencing and saving banking sector from a further rise in NPAs.

Fincare Small Finance Bank Net NPA